Login

Key Highlights of Yes Prosperity Rewards Plus Credit card
Axis Bank My Zone Credit Card
Best Suited for  Reward Points
Joining Fee Rs. 399 (waived off on spending Rs. 10,000 within 90 days of card set up)
Annual Fee Rs. 399 (waived off on spending 50,000 within 12 months prior to card renewal date)
Minimum Income Net Salary Rs.35,000 p.m. or ITR>Rs. 5 lakh p.a.
Best Feature 12,000 bonus reward points on spending of Rs. 3.6 lakh or more in each anniversary year
The Money Fair Rating ★★★(3/5)

Features:

  • Earn up to 10X Reward Points on select categories: Enjoy accelerated reward points on select categories such as Dining, Grocery, Entertainment, Bill Payments, and Fuel.
  • Complimentary Airport Lounge Access: Enjoy 6 complimentary accesses to domestic airport lounges in India.
  • Discounts and Offers: Get exclusive access to discounts and offers at a host of leading merchants across categories such as Travel, Shopping, and Entertainment.
  • Flexible Repayment Options: Enjoy the convenience of flexible repayment options such as balance transfer, cash withdrawal, and easy EMIs.
  • Interest-Free Credit Period: Enjoy an interest-free credit period of up to 50 days.
  • Special Benefits on YES BANK Debit Card: Enjoy special benefits such as discounts and cashback on YES BANK Debit Card transactions.

Benefits:

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • Reward Points: Earn up to 10X Reward Points on all your spends.
  • Welcome & Renewal Benefit: Get a welcome gift voucher worth Rs. 2000 or a renewal benefit voucher worth Rs. 4000.
  • Fuel Surcharge Waiver: Get up to 4% fuel surcharge waiver at all petrol pumps.
  • Discounts & Offers: Get exclusive discounts and offers on dining, shopping, entertainment and travel.
  • Airport Lounge Access: Get complimentary access to select airport lounges across India.
  • Cash Withdrawal: Get up to 50% cash withdrawal at ATMs across India.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Yes Prosperity Rewards Plus Credit card: Fees & Charges

The fees and charges applicable to Yes Prosperity Rewards Plus Credit card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 399 (waived off on spending Rs. 10,000 within 90 days of card activation)

Annual/ Renewal Fee

Rs. 399 (waived off on spending Rs. 50,000 within 12 months prior to the renewal)

Finance Charges

3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount

Late Payment Fee
  • Below or equal to Rs. 100- Nil
  • From Rs. 100 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

Ultimately, the decision to get a Yes Prosperity Rewards Plus Credit Card is up to you. It has some great features, such as rewards points, cashback and discounts. However, it also has higher annual fees and interest rates than many other cards. Consider your needs and financial situation before deciding if this card is right for you.

The Yes Prosperity Rewards Plus Credit Card is a good option for people who frequently travel and spend money on international transactions. The card offers an attractive rewards program that allows you to earn points for every purchase made. It also has a low annual fee and an APR that is lower than many other cards. Ultimately, the decision to go for the Yes Prosperity Rewards Plus Credit Card should be based on your individual needs and preferences.

Q.  What is the eligibility criteria to receive the welcome benefit e-voucher?

A. The eligibility criteria to receive the welcome benefit e-voucher vary depending on the specific offer. Generally, customers must be new to the program, have a valid email address, and meet the minimum spend requirement associated with the offer.

Q. Where will I receive my welcome voucher?

A. Your welcome voucher will be sent to your email address. You may also find it in your account's "My Vouchers" page.

Q. What is the validity of the welcome voucher?

A. The validity of the welcome voucher typically depends on the specific offer. Check the terms and conditions of the voucher for more information.

Q. When would I receive the SC Points earned on achieving the milestone benefits?

A. The SC Points earned on achieving milestone benefits will be credited to your SC Points wallet within 10 working days of meeting the criteria.